/* ============================================================
   Assurance Automobile Malus — feuille de style statique
   Sans framework, sans build : optimisée Core Web Vitals.
   ============================================================ */

:root{
  --navy:#0b2e57; --navy-2:#0a2545; --navy-3:#071d38;
  --red:#e01f2b; --red-2:#c1141f;
  --ink:#122238; --slate:#5b6b7f; --muted:#8695a7;
  --line:#e5eaf1; --bg:#ffffff; --soft:#f4f7fb;
  --green:#1aa251; --star:#00b67a; --gold:#f6b500;
  --radius:14px; --radius-sm:9px;
  --shadow:0 12px 34px rgba(10,38,71,.10);
  --shadow-sm:0 4px 14px rgba(10,38,71,.08);
  --wrap:1160px;
  --font:"Segoe UI",system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;font-family:var(--font);color:var(--ink);
  background:var(--bg);line-height:1.55;font-size:16px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{margin:0;line-height:1.15;font-weight:800;letter-spacing:-.01em}
p{margin:0 0 1rem}
:focus-visible{outline:3px solid #ffb703;outline-offset:2px}

.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.red{color:var(--red)}
.center{text-align:center}

/* ---------- Boutons ---------- */
.btn{display:inline-flex;align-items:center;gap:.55rem;font-weight:700;
  border-radius:999px;padding:.85rem 1.5rem;border:2px solid transparent;
  cursor:pointer;font-size:1rem;transition:transform .12s ease,background .15s ease;line-height:1}
.btn:hover{transform:translateY(-1px)}
.btn-red{background:var(--red);color:#fff}
.btn-red:hover{background:var(--red-2)}
.btn-ghost{background:#fff;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--navy)}
.btn-arrow svg{width:18px;height:18px}

/* ---------- Barre SOS ---------- */
.topbar{background:var(--navy-2);color:#dbe6f4;font-size:.86rem}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;
  min-height:40px;gap:12px;flex-wrap:wrap}
.topbar strong{color:#fff}
.topbar .sos b{color:var(--red);font-weight:800}
.topbar .tel{display:flex;align-items:center;gap:14px;white-space:nowrap}
.topbar .tel a{color:#fff;font-weight:800;font-size:1.02rem;letter-spacing:.02em}
.topbar .tel .hours{color:#9fb2c9;border-left:1px solid #26456b;padding-left:14px}

/* ---------- En-tête ---------- */
.site-head{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.site-head .wrap{display:flex;align-items:center;gap:22px;min-height:78px}
.brand{display:flex;align-items:center;gap:12px}
.brand .logo{width:46px;height:46px;flex:none}
.brand .name{font-weight:800;line-height:1.05;color:var(--navy);font-size:1rem;letter-spacing:.02em}
.brand .name span{display:block;color:var(--red)}
.nav{margin-left:auto;display:flex;align-items:center;gap:4px}
.nav > a,.nav .drop > button{
  background:none;border:0;font:inherit;color:var(--ink);font-weight:600;
  padding:.6rem .8rem;border-radius:8px;cursor:pointer;display:inline-flex;align-items:center;gap:.35rem}
.nav > a:hover,.nav .drop > button:hover{color:var(--red)}
.nav a.active{color:var(--red)}
.nav a.active::after{content:"";display:block;height:2px;background:var(--red);margin-top:4px}
.drop{position:relative}
.drop-menu{position:absolute;top:100%;left:0;min-width:230px;background:#fff;
  border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);
  padding:8px;display:none;z-index:50}
.drop:hover .drop-menu,.drop:focus-within .drop-menu{display:block}
.drop-menu a{display:block;padding:.55rem .7rem;border-radius:7px;font-weight:600;color:var(--ink);font-size:.95rem}
.drop-menu a:hover{background:var(--soft);color:var(--red)}
.head-cta{margin-left:6px}
.burger{display:none;margin-left:auto;background:none;border:0;cursor:pointer;padding:8px}
.burger span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}

/* ---------- Hero ---------- */
.hero{position:relative;background:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;top:-60px;right:-40px;width:46%;height:120%;
  background:linear-gradient(135deg,var(--red) 0%,var(--red-2) 100%);
  clip-path:polygon(22% 0,100% 0,100% 100%,0 100%);opacity:.06;z-index:0}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;
  gap:44px;align-items:center;padding-top:52px;padding-bottom:52px}
.hero h1{font-size:2.9rem;color:var(--navy);margin-bottom:1rem}
.hero .lead{font-size:1.12rem;color:var(--slate);max-width:34ch;margin-bottom:1.4rem}
.hero-badges{display:grid;grid-template-columns:1fr 1fr;gap:12px 22px;margin-bottom:1.7rem;max-width:440px}
.hero-badges .b{display:flex;align-items:center;gap:10px;font-size:.9rem;color:var(--ink)}
.hero-badges .b svg{width:26px;height:26px;color:var(--red);flex:none}
.hero-badges .b b{display:block;font-weight:700}
.hero-badges .b small{color:var(--muted)}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}

.hero-media{position:relative}
.hero-media .photo{border-radius:18px;overflow:hidden;box-shadow:var(--shadow);
  aspect-ratio:16/11;background:#d7e2ef url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='11'/%3E") center/cover}
.hero-media .photo img{width:100%;height:100%;object-fit:cover}
.stats-card{position:absolute;top:24px;left:-26px;background:#fff;border-radius:16px;
  box-shadow:var(--shadow);padding:18px 22px;display:grid;gap:14px;min-width:210px}
.stats-card .row{display:flex;align-items:center;gap:12px}
.stats-card .row svg{width:30px;height:30px;color:var(--red);flex:none}
.stats-card .row .n{font-size:1.35rem;font-weight:800;color:var(--navy);line-height:1}
.stats-card .row small{color:var(--slate);font-size:.8rem}

/* ---------- Titres de section ---------- */
.section{padding:64px 0}
.section.soft{background:var(--soft)}
.sec-title{text-align:center;font-size:1.75rem;color:var(--navy);margin-bottom:38px;text-transform:uppercase}
.sec-title b{color:var(--red)}

/* ---------- Cartes solutions ---------- */
.solutions{display:grid;grid-template-columns:repeat(7,1fr);gap:16px}
.sol{background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:22px 16px;text-align:center;transition:box-shadow .15s ease,transform .15s ease}
.sol:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.sol .ic{width:52px;height:52px;margin:0 auto 14px;color:var(--red)}
.sol .ic svg{width:100%;height:100%}
.sol h3{font-size:1rem;color:var(--navy);margin-bottom:8px}
.sol p{font-size:.83rem;color:var(--slate);margin-bottom:14px}
.sol .more{color:var(--red);font-weight:700;font-size:.85rem}

/* ---------- Types de véhicules ---------- */
.tabs{display:flex;justify-content:center;gap:0;margin-bottom:26px}
.tabs button{background:#eef2f8;border:0;font:inherit;font-weight:700;color:var(--slate);
  padding:.7rem 1.7rem;cursor:pointer}
.tabs button:first-child{border-radius:999px 0 0 999px}
.tabs button:last-child{border-radius:0 999px 999px 0}
.tabs button.on{background:var(--navy);color:#fff}
.vehicles{display:grid;grid-template-columns:repeat(7,1fr);gap:14px}
.veh{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);
  padding:18px 8px;text-align:center;color:var(--navy)}
.veh svg{width:46px;height:34px;margin:0 auto 8px;color:var(--navy);opacity:.85}
.veh span{font-size:.82rem;font-weight:600;color:var(--ink)}
.veh-more{text-align:center;margin-top:20px}

/* ---------- Comment ça marche + SOS box ---------- */
.how-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:26px;align-items:stretch}
.how{background:var(--soft);border-radius:var(--radius);padding:30px}
.steps{display:flex;align-items:flex-start;gap:8px}
.step{flex:1;text-align:center}
.step .circle{width:62px;height:62px;border-radius:50%;background:#fff;box-shadow:var(--shadow-sm);
  display:grid;place-items:center;margin:0 auto 12px;position:relative;color:var(--navy)}
.step .circle svg{width:26px;height:26px}
.step .circle b{position:absolute;top:-6px;right:-6px;width:24px;height:24px;border-radius:50%;
  background:var(--red);color:#fff;font-size:.8rem;display:grid;place-items:center}
.step h4{font-size:.98rem;color:var(--navy);margin-bottom:6px}
.step p{font-size:.83rem;color:var(--slate);margin:0}
.steps .arrow{align-self:center;color:var(--muted);flex:none;padding-top:20px}
.sosbox{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-3) 100%);color:#fff;
  border-radius:var(--radius);padding:30px;position:relative;overflow:hidden}
.sosbox h3{font-size:1.3rem;margin-bottom:16px}
.sosbox h3 span{color:#8fb4e6;font-weight:700;display:block;font-size:.95rem;text-transform:uppercase;letter-spacing:.05em}
.sosbox ul{list-style:none;padding:0;margin:0 0 20px}
.sosbox li{display:flex;gap:10px;align-items:center;padding:5px 0;font-size:.95rem}
.sosbox li svg{width:18px;height:18px;color:var(--green);flex:none}

/* ---------- Confiance ---------- */
.trust-stats{display:flex;justify-content:center;gap:56px;margin-bottom:34px;flex-wrap:wrap}
.trust-stats .t{display:flex;align-items:center;gap:12px}
.trust-stats .t svg{width:38px;height:38px;color:var(--red)}
.trust-stats .t .n{font-size:1.7rem;font-weight:800;color:var(--navy);line-height:1}
.trust-stats .t small{color:var(--slate);font-size:.82rem}
.logos{display:flex;justify-content:center;align-items:center;gap:34px;flex-wrap:wrap;
  margin-bottom:40px;opacity:.9}
.logos span{font-weight:800;color:var(--navy);font-size:1.15rem;letter-spacing:.02em;opacity:.75}
.reviews{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.review{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px}
.stars{display:inline-flex;gap:2px;margin-bottom:8px}
.stars i{width:16px;height:16px;background:var(--star);display:inline-block;
  clip-path:polygon(50% 0,61% 35%,98% 35%,68% 57%,79% 91%,50% 70%,21% 91%,32% 57%,2% 35%,39% 35%)}
.review p{font-size:.86rem;color:var(--slate);margin-bottom:10px}
.review b{font-size:.85rem;color:var(--navy)}
.trustpilot{text-align:center;margin-top:22px;color:var(--slate);font-size:.9rem}
.trustpilot b{color:var(--star)}

/* ---------- Bande aide ---------- */
.help{background:var(--red);color:#fff}
.help .wrap{display:flex;align-items:center;gap:26px;padding:26px 20px;flex-wrap:wrap}
.help .agent{width:120px;height:120px;border-radius:12px;object-fit:cover;flex:none;background:#c1141f}
.help h3{font-size:1.4rem}
.help .txt{flex:1;min-width:220px}
.help .txt p{margin:.3rem 0 0;opacity:.92;font-size:.95rem}
.help .contact{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.help .contact .num{font-size:1.7rem;font-weight:800}
.help .contact .num small{display:block;font-size:.8rem;font-weight:500;opacity:.9}

/* ---------- Pied de page ---------- */
.site-foot{background:var(--navy-3);color:#b9c8dc;font-size:.9rem}
.foot-top{display:grid;grid-template-columns:1.4fr repeat(5,1fr);gap:26px;padding:48px 0 34px}
.foot-brand .name{color:#fff;font-weight:800;line-height:1.05;margin:12px 0}
.foot-brand .name span{color:var(--red);display:block}
.foot-brand p{font-size:.85rem;color:#93a6be}
.foot-social{display:flex;gap:10px;margin-top:14px}
.foot-social a{width:34px;height:34px;border-radius:8px;background:#12325a;display:grid;place-items:center;color:#cde}
.foot-social a:hover{background:var(--red)}
.foot-col h4{color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:12px}
.foot-col a{display:block;padding:4px 0;color:#b9c8dc}
.foot-col a:hover{color:#fff}
.foot-bottom{border-top:1px solid #123056;padding:16px 0;text-align:center;font-size:.82rem;color:#8ea3bd}
.foot-bottom a{color:#b9c8dc}
.foot-bottom a:hover{color:#fff}

/* ---------- Contenu (blog/pages) ---------- */
.page-hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-3) 100%);color:#fff;padding:52px 0}
.page-hero h1{font-size:2.1rem}
.page-hero p{color:#cfe0f2;margin:.6rem 0 0;max-width:60ch}
.prose{max-width:760px;margin:0 auto;font-size:1.03rem;color:#26374d}
.prose h2{font-size:1.5rem;color:var(--navy);margin:1.6rem 0 .7rem}
.prose h3{font-size:1.2rem;color:var(--navy);margin:1.3rem 0 .5rem}
.prose a{color:var(--red);font-weight:600}
.prose img{border-radius:12px;margin:1.2rem 0}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.post-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.post-card .thumb{aspect-ratio:16/9;background:var(--soft);object-fit:cover;width:100%}
.post-card .body{padding:18px}
.post-card .cat{color:var(--red);font-size:.78rem;font-weight:700;text-transform:uppercase}
.post-card h3{font-size:1.05rem;color:var(--navy);margin:6px 0}
.post-card p{font-size:.88rem;color:var(--slate)}
.post-card time{font-size:.78rem;color:var(--muted)}
.breadcrumb{font-size:.82rem;color:var(--muted);padding:14px 0}
.breadcrumb a:hover{color:var(--red)}

/* ---------- Formulaire de rappel (dialog natif) ---------- */
dialog.rappel{border:0;border-radius:16px;padding:0;max-width:440px;width:92%;box-shadow:var(--shadow)}
dialog.rappel::backdrop{background:rgba(7,29,56,.55)}
.rappel .head{background:var(--navy);color:#fff;padding:18px 22px;border-radius:16px 16px 0 0;display:flex;justify-content:space-between;align-items:center}
.rappel .head b{font-size:1.05rem}
.rappel .head button{background:none;border:0;color:#fff;font-size:1.4rem;cursor:pointer;line-height:1}
.rappel form{padding:22px}
.field{margin-bottom:12px}
.field label{display:block;font-size:.85rem;font-weight:600;margin-bottom:5px;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;padding:.7rem .8rem;border:1px solid var(--line);
  border-radius:9px;font:inherit;background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy);outline:none}
.consent{display:flex;gap:8px;font-size:.78rem;color:var(--slate);margin:10px 0 14px}
.form-error{color:var(--red);font-size:.8rem;margin-top:3px}
.flash-ok{background:var(--green);color:#fff;text-align:center;padding:12px;font-size:.95rem}

/* ---------- Responsive ---------- */
@media(max-width:1000px){
  .solutions{grid-template-columns:repeat(4,1fr)}
  .vehicles{grid-template-columns:repeat(4,1fr)}
  .reviews{grid-template-columns:repeat(2,1fr)}
  .foot-top{grid-template-columns:1fr 1fr 1fr}
  .how-grid{grid-template-columns:1fr}
  .hero .wrap{grid-template-columns:1fr;gap:30px}
  .hero h1{font-size:2.3rem}
  .stats-card{position:static;margin-top:-40px;margin-left:auto;margin-right:auto}
}
@media(max-width:680px){
  .nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;
    flex-direction:column;align-items:stretch;padding:10px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav .drop-menu{position:static;box-shadow:none;border:0;display:block;padding-left:14px}
  .burger{display:block}
  .head-cta{display:none}
  .solutions,.vehicles{grid-template-columns:repeat(2,1fr)}
  .reviews{grid-template-columns:1fr}
  .foot-top{grid-template-columns:1fr 1fr}
  .card-grid{grid-template-columns:1fr}
  .sec-title{font-size:1.4rem}
  .hero h1{font-size:1.95rem}
  .steps{flex-direction:column}.steps .arrow{transform:rotate(90deg)}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}